Abstract
This chapter addresses individual development accounts (IDAs), which feature matched savings for the poor as a strategy for building assets. A large, multi-method, and continuing research project known as the American Dream Demonstration (ADD) provides the empirical foundation for the discussion. Several research methods and key results from ADD and other studies are summarized and discussed. Evidence is considered in light of current and potential policy, and future research directions are suggested.
| Original language | English |
|---|---|
| Title of host publication | Insufficient Funds |
| Subtitle of host publication | Savings, Assets, Credit, and Banking Among Low-Income Households |
| Publisher | Russell Sage Foundation |
| Pages | 191-217 |
| Number of pages | 27 |
| ISBN (Print) | 9780871540782 |
| State | Published - 2009 |
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